Is Filing Bankruptcy Right for Me?

Every person is in a different situation so there is no one right answer to is filing Bankruptcy right for you. The right time to file Bankruptcy for one person will be different than the other person. Here are some questions to help guide you on whether to seek the advice of an attorney:

1. 1. 1. 1. 1. 1. 1. 1. Have you missed 2 or more payments on your house or car?
                     2. Do you have extensive medical bills?
                     3. Are you spending all of your savings and/or retirement to pay your bills
                     4. Are you or your spouse unemployed? Has it been 3 or more months?
                     5. Has your income reduced by 10% or more in the past year?
                     6. Are your credit cards maxed out?
                     7. Do you have creditors calling you trying to collect?

Chapter 7 Bankruptcy can help you eliminate most, if not all, of your debt and give you a fresh start. Chapter 13 Bankruptcy may be the right choice to allow you to pay your debts over time and not risk giving up any property.

If some of these apply to you it may be to your advantage to speak with an attorney about your options. Contact us or book an appointment online to discuss your options. I will discuss whether filing Bankruptcy is right for you and which type of Bankruptcy would be best for you.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.